Renuka Sane


Misled and Mis-sold: Financial Misbehaviour in Retail Banks? (with Monika Halan), Journal of Comparative Economics (forthcoming) [link]

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market (with Santosh Anagol, Vijay Marrisetty and Buvaneshwaran G. Venugopal), World Bank Economic Review February, 2016 [link]

The real costs of credit constraints: Evidence from the micro-credit market (with Susan Thomas), BE Journal of Applied Economics and Policy 16(1), January 2016 [link]

In search of inclusion: Informal sector participation in a voluntary, defined contribution pension system (with Susan Thomas), Journal of Development Studies, 2015 [link]

The case of the missing billions: Estimating losses to customers due to mis-sold life insurance policies (with Monika Halan and Susan Thomas) Journal of Economic Policy Reform, 2014 [link]

What should regulation do in the field of micro-finance (with Susan Thomas), Economic and Political Weekly, 2012 [pdf]

Demographic shift and financial markets in APEC-Asia: New age solutions to age old challenges (with John Piggott), Asia-Pacific Journal of Risk and Insurance, 6(1), 2012.

Annuity markets in India: Do consumers get their money's worth? (with Estelle James), Economic and Political Weekly, XXXVIII(8), February 2003.

Book chapters

Learning from the early experience of India's matching defined contribu- tion scheme (with Robert Palacios), In Hinz et. al.(editors), Matching Contributions for Pensions: A Review of International Experience, Chapter 12, The World Bank.

Borrowing by Indian firms (with Susan Thomas), India Development Report, 2012.

Civil services and military pensions in India (with Ajay Shah), in Noriyuki Takayama (ed), Reforming Pensions for Civil and Military Servants, Chapter 4, 2011. [Link]

The elephant in the age of liberation (with Parth Shah), in Benjamin Powell (ed), Making Poor Nations Rich: Entrepreneurship and the Process of Economic Development, Chapter 11, The Independent Institute, 2007.

Working papers

Estimates of air pollution in Delhi from the burning of firecrackers during the festival of Diwali (with Dhananjay Ghei), NIPFP Working Paper No. 223, February (2018). [link]

Simulating Pension Income Scenarios with penCalc (with William Price), World Bank Policy Research Working Paper, January 2018. [link]

The Effect of Age-Specific Sex Ratios on Crime: Instrumental Variable Estimates from India (with Rashmi Barua and Prarthana Goel), NIPFP Working paper 214, November 2017. [link]

Regulating consumer finance: Do disclosures matter? The case of life insurance (with Monika Halan), NIPFP Working paper 212, November 2017. [link]

Understanding Judicial Delay at the Income Tax Appellate Tribunal in India (with Pratik Datta and Surya Prakash B. S.), NIPFP Working paper 208, October 2017. [link]

Stock Market Participation in the Aftermath of an Accounting Scandal, NIPFP Working Paper, 198. June 2017. [link]

From participation to repurchase: Low income households and micro-insurance (with Susan Thomas), IGIDR Working paper, June 2016. [link]

International Regulatory Cooperation on the Resolution of Financial Institutions: Where Does India Stand?, New Thinking and the New G20 Paper No. 10, CIGI, 2015. [link]

The way forward for India's National Pension System (with Susan Thomas), IGIDR Working Paper WP-2014-22, 2014. [link]

A regulatory approach to financial product advice and distribution (with M. Sahoo), IGIDR Working Paper WP-2011-029, 2011. [link]

An economic policy and legal analysis of The Micro Finance Institutions (Development & Regulation) Bill, 2011 (with Shubho Roy and Susan Thomas), IGIDR Working Paper WP-2011-025, 2011. [link]

A policy response to the Indian micro-finance crisis (with Susan Thomas), IGIDR Working Paper WP-2011-007, 2011. [Link]

Indexing Pensions (with John Piggott), Working Paper, The World Bank, 2009. [pdf]

Superannuation fund governance: trustee policies and practices (with Wilson Sy, Chirs Inman and Neil Esho), Working paper, Australian Prudential Regulation Authority, 2008. [pdf]